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ARTICLE 10
INSURANCE
10.1 Life Insurance
1.
In addition to the benefit
amounts provided by Labor Code Section 4701 and 4702, and the approximate
$15,000 State death benefit provided Unit 9 employees, Caltrans agrees to
provide a $50,000 death benefit effective November 1, 1987, payable to the
designated beneficiary, as specified on PERS Form 241, of any Caltrans Unit 9
employee who is killed while performing assigned State duties provided:
a.
The employee was hit by a motor vehicle, by any part of the vehicle, any object
carried in or on the vehicle, or any object dislodged from or by the movement of
any vehicle being operated in the State highway right-of-way or public street;
and
b.
Payment of the Workers’ Compensation job-related death benefit is not denied
because of an affirmative defense by the employer as specified in Labor Code
Section 5705.
c.
The insurance carrier determines if it is a covered accident.
2.
Caltrans will investigate each work-related death and determine if the
qualifying conditions were satisfied before paying the $50,000 to the deceased
employee’s designated beneficiary. Payment shall only be made if all of the
qualifying criteria contained in this section are satisfied. In accordance with
existing law, a copy of the investigation report will be provided to PECG upon
request.
3.
In the event of a dispute regarding appropriate designated beneficiaries, the
Caltrans Unit 9 insurance benefit will not be paid until the disputants legally
verify that they have settled their dispute or a court of competent jurisdiction
resolves the matter for them.
10.2 Accidental Death/Dismemberment Benefits
a.
In addition to the benefit
provisions of Labor Code Section 4702, and the approximate $15,000 State death
benefit provided Unit 9 employees, the State agrees to provide at least $50,000
air travel insurance for Unit 9 employees. The benefit is payable to the
employee, employee estate or his/her designated beneficiary in the case of
accidental death or dismemberment, provided the employee is required to fly as a
passenger in other than regularly scheduled passenger aircraft to fulfill
his/her work requirement.
b.
In the event of a dispute regarding appropriate designated beneficiaries, the
life insurance benefit will not be paid until the disputants legally verify that
they have settled their dispute or a court of competent jurisdiction resolves
the matter for them.
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